Technology trends in Kenya — 2025
Fintech keeps evolving Mobile money is maturing, not fading. Kenya’s fintech story remains front-and-center: mobile wallets, agent networks, and APIs continue to power everyday commerce and financial inclusion. Recent national surveys show steady gains in account access and use of digital payments across urban and rural communities, while regulators push for fee transparency and safer rails. These shifts mean startups and banks are building richer services on top of payment rails — credit scoring, payroll, savings products and merchant tools — rather than just competing on cash transfers. Technology trends in Kenya — 2025 ) In 2025 Kenya launched a formal AI strategy to guide development, governance and skills-building. That’s accelerating public-sector pilots (health diagnostics, crop advisory chatbots, government services) and encouraging local AI research and startups to work on Swahili and Kenyan-context models. The strategy signals a shift from ad-ho...